UK Teachers · STPCD + TPS FY 2026/27 LIVE

UK Teachers' Pay & Pension.

Model the 2026/27 state-sector teachers' payroll end-to-end — STPCD pay scale lookups by regional zone, fractional FTE pro-rata, the six-tier Teachers' Pension Scheme deduction and the same Class 1 NI + PAYE rules the rest of SalaryGrid uses. Recalculates client-side. No telemetry. Penny-accurate.

TPS tiers tracked
6
Pay scale points
36
Regional zones
4

UK Teachers · TPS protectedFY 2026/27

Teachers' Pay Grid.

Penny-accurate take-home pay for state-sector teachers — STPCD pay scale, fractional FTE, the six-tier TPS deduction and Class 1 NI for the 2026/27 ruleset.

Tax year
£

Annual contracted salary at full-time hours (before any pro-rata).

Fraction of full-time hours actually worked. £42,000 actual gross.

Regional pay zone
03Monetary summary
Final · Net of all deductions
Estimated Net Take-Home
£30,769
Retention73.26%
TPSTier 2 · 8.9%Effective rate26.7%Marginal rate28.0%
£2,564.10 / mo·£591.72 / wk

Breakdown · Gross £42,000 · 2026/27 · Tier 2Per annum · GBP
Actual grossFTE × pro-rata · pensionable
100.00% of gross (100.00%)£42,000
TPS ContributionTier 2 · 8.9% · net pay arrangement
−8.90% of gross (-8.90%)−£3,738
Income Tax (PAYE)2026/27 bands · base £38,262
−12.23% of gross (-12.23%)−£5,138
National InsuranceClass 1 employee · full actual gross
−5.61% of gross (-5.61%)−£2,354
Compare · Civilian PAYE
See what a non-teacher on the same gross would take home

Drops the same actual gross (£42,000) into the main Salary Calculator with no TPS deduction — useful for career-switch comparisons against private-sector or independent-school roles.

2026/27 TPS tier reference
TierAnnual pensionable salaryContribution rate
Tier 1£0 – £36,1997.4%
Tier 2£36,199 – £48,7288.9%
Tier 3£48,728 – £57,7779.9%
Tier 4£57,777 – £76,57310.5%
Tier 5£76,573 – £104,41411.6%
Tier 6£104,414+12.0%

Reference · 2026/27 FROZEN

HMRC tax / NI thresholds plus TPS tier boundaries used by this build of the teachers' calculator.

  • Personal Allowance £12,570
  • Basic rate up to £50,270
  • NI primary threshold £12,570
  • NI upper earnings £50,270
  • TPS tier 1 (lowest) 7.4%
  • TPS tier 6 (top) 12.0%