What is the take-home pay for a teacher on U2 in 2026/27?

On the Upper Pay Range point U2, the Rest of England statutory salary is £47,338. After the Tier 2 Teachers' Pension contribution (£4,213), £6,111 PAYE income tax and £2,781 National Insurance, the net take-home is £34,233 per year — £2,852.71 per month.

How much does U2 pay in Inner London?

In Inner London, U2 carries a statutory salary of £60,464 — £3,485 per month take-home after Teachers' Pension, PAYE and NI, versus £2,853 on the Rest of England scale.

Is the Teachers' Pension deducted before tax?

Yes. The Teachers' Pension Scheme (TPS) is a Net Pay Arrangement — the Tier 2 contribution is taken from gross pay before PAYE income tax, granting tax relief at your marginal rate. National Insurance is still charged on the full gross salary.

Teachers · STPCD · FY 2026/27 Calc-engine routed

Teacher scale U2 take-home.

Penny-accurate take-home for the STPCD Upper Pay Range point U2 — the Tier 2 Teachers' Pension as a Net Pay Arrangement, then PAYE and NI across every regional pay zone from Rest of England to Inner London.

Engine note · `computeTeacherBreakdown()` — TPS deducted before PAYE, NI on the full gross, each zone using its published statutory minimum. No flat premiums, no float drift.

Gross (Rest of Eng.): £47,338
Net monthly: £2,853
Effective rate: 27.7%

Take-home by region · Upper Pay Range U2

Standard tax code 1257L, full-time, no student loan. The Teachers' Pension is a Net Pay Arrangement (deducted before PAYE); NI is charged on the full gross. Add pro-rata, student loans and tax codes in the teachers' calculator.

Line item	INNER	OUTER	FRINGE	REST	WALES
Gross salary	£60,464	£54,150	£50,668	£47,338	£52,099
TPS pension	£6,349	£5,361	£5,016	£4,213	£5,158
Income tax (PAYE)	£9,078	£7,244	£6,616	£6,111	£6,874
National Insurance	£3,220	£3,094	£3,024	£2,781	£3,053
Annual take-home	£41,817	£38,452	£36,012	£34,233	£37,014
Monthly take-home	£3,485	£3,204	£3,001	£2,853	£3,085

Reference · 2026/27 FROZEN

Statutory gross for U2 per STPCD / STPC(W)D zone, plus the Tier 2 TPS band driving the take-home above.

Inner London £60,464
Outer London £54,150
London Fringe £50,668
Rest of England £47,338
Wales (STPC(W)D) £52,099
TPS pension tier Tier 2

Step through the pay scale

Other points on this pay range, the alternate range, and the regional calculators for Wales and Scotland.