Teachers · STPCD · FY 2026/27 Calc-engine routed
Penny-accurate take-home for the STPCD Main Pay Range point M3 — the Tier 2 Teachers' Pension as a Net Pay Arrangement, then PAYE and NI across every regional pay zone from Rest of England to Inner London.
Engine note · `computeTeacherBreakdown()` — TPS deducted before PAYE, NI on the full gross, each zone using its published statutory minimum. No flat premiums, no float drift.
Standard tax code 1257L, full-time, no student loan. The Teachers' Pension is a Net Pay Arrangement (deducted before PAYE); NI is charged on the full gross. Add pro-rata, student loans and tax codes in the teachers' calculator.
| Line item | INNER | OUTER | FRINGE | REST | WALES |
|---|---|---|---|---|---|
| Gross salary | £44,236 | £41,934 | £38,626 | £37,101 | £37,899 |
| TPS pension | £3,937 | £3,732 | £3,438 | £3,302 | £3,373 |
| Income tax (PAYE) | £5,546 | £5,126 | £4,524 | £4,246 | £4,391 |
| National Insurance | £2,533 | £2,349 | £2,084 | £1,962 | £2,026 |
| Annual take-home | £32,220 | £30,726 | £28,580 | £27,591 | £28,108 |
| Monthly take-home | £2,685 | £2,561 | £2,382 | £2,299 | £2,342 |
Statutory gross for M3 per STPCD / STPC(W)D zone, plus the Tier 2 TPS band driving the take-home above.
Other points on this pay range, the alternate range, and the regional calculators for Wales and Scotland.