What is the take-home pay for a teacher on M6 in 2026/27?

On the Main Pay Range point M6, the Rest of England statutory salary is £43,606. After the Tier 2 Teachers' Pension contribution (£3,881), £5,431 PAYE income tax and £2,483 National Insurance, the net take-home is £31,811 per year — £2,650.93 per month.

How much does M6 pay in Inner London?

In Inner London, M6 carries a statutory salary of £52,300 — £3,096 per month take-home after Teachers' Pension, PAYE and NI, versus £2,651 on the Rest of England scale.

Is the Teachers' Pension deducted before tax?

Yes. The Teachers' Pension Scheme (TPS) is a Net Pay Arrangement — the Tier 2 contribution is taken from gross pay before PAYE income tax, granting tax relief at your marginal rate. National Insurance is still charged on the full gross salary.

Teachers · STPCD · FY 2026/27 Calc-engine routed

Teacher scale M6 take-home.

Penny-accurate take-home for the STPCD Main Pay Range point M6 — the Tier 2 Teachers' Pension as a Net Pay Arrangement, then PAYE and NI across every regional pay zone from Rest of England to Inner London.

Engine note · `computeTeacherBreakdown()` — TPS deducted before PAYE, NI on the full gross, each zone using its published statutory minimum. No flat premiums, no float drift.

Gross (Rest of Eng.): £43,606
Net monthly: £2,651
Effective rate: 27.0%

Take-home by region · Main Pay Range M6

Standard tax code 1257L, full-time, no student loan. The Teachers' Pension is a Net Pay Arrangement (deducted before PAYE); NI is charged on the full gross. Add pro-rata, student loans and tax codes in the teachers' calculator.

Line item	INNER	OUTER	FRINGE	REST	WALES
Gross salary	£52,300	£50,472	£46,838	£43,606	£48,459
TPS pension	£5,178	£4,997	£4,169	£3,881	£4,313
Income tax (PAYE)	£6,910	£6,581	£6,020	£5,431	£6,315
National Insurance	£3,057	£3,020	£2,741	£2,483	£2,871
Annual take-home	£37,155	£35,874	£33,908	£31,811	£34,960
Monthly take-home	£3,096	£2,990	£2,826	£2,651	£2,913

Reference · 2026/27 FROZEN

Statutory gross for M6 per STPCD / STPC(W)D zone, plus the Tier 2 TPS band driving the take-home above.

Inner London £52,300
Outer London £50,472
London Fringe £46,838
Rest of England £43,606
Wales (STPC(W)D) £48,459
TPS pension tier Tier 2

Step through the pay scale

Other points on this pay range, the alternate range, and the regional calculators for Wales and Scotland.