Teachers · STPCD · FY 2026/27 Calc-engine routed
Penny-accurate take-home for the STPCD Main Pay Range point M4 — the Tier 2 Teachers' Pension as a Net Pay Arrangement, then PAYE and NI across every regional pay zone from Rest of England to Inner London.
Engine note · `computeTeacherBreakdown()` — TPS deducted before PAYE, NI on the full gross, each zone using its published statutory minimum. No flat premiums, no float drift.
Standard tax code 1257L, full-time, no student loan. The Teachers' Pension is a Net Pay Arrangement (deducted before PAYE); NI is charged on the full gross. Add pro-rata, student loans and tax codes in the teachers' calculator.
| Line item | INNER | OUTER | FRINGE | REST | WALES |
|---|---|---|---|---|---|
| Gross salary | £46,338 | £44,127 | £41,075 | £39,555 | £40,819 |
| TPS pension | £4,124 | £3,927 | £3,656 | £3,520 | £3,633 |
| Income tax (PAYE) | £5,929 | £5,526 | £4,970 | £4,693 | £4,923 |
| National Insurance | £2,701 | £2,525 | £2,280 | £2,159 | £2,260 |
| Annual take-home | £33,584 | £32,149 | £30,169 | £29,183 | £30,003 |
| Monthly take-home | £2,799 | £2,679 | £2,514 | £2,432 | £2,500 |
Statutory gross for M4 per STPCD / STPC(W)D zone, plus the Tier 2 TPS band driving the take-home above.
Other points on this pay range, the alternate range, and the regional calculators for Wales and Scotland.