Teachers · STPCD · FY 2026/27 Calc-engine routed
Penny-accurate take-home for the STPCD Main Pay Range point M5 — the Tier 2 Teachers' Pension as a Net Pay Arrangement, then PAYE and NI across every regional pay zone from Rest of England to Inner London.
Engine note · `computeTeacherBreakdown()` — TPS deducted before PAYE, NI on the full gross, each zone using its published statutory minimum. No flat premiums, no float drift.
Standard tax code 1257L, full-time, no student loan. The Teachers' Pension is a Net Pay Arrangement (deducted before PAYE); NI is charged on the full gross. Add pro-rata, student loans and tax codes in the teachers' calculator.
| Line item | INNER | OUTER | FRINGE | REST | WALES |
|---|---|---|---|---|---|
| Gross salary | £48,952 | £46,800 | £43,545 | £42,056 | £44,033 |
| TPS pension | £4,846 | £4,165 | £3,876 | £3,743 | £3,919 |
| Income tax (PAYE) | £6,307 | £6,013 | £5,420 | £5,149 | £5,509 |
| National Insurance | £2,911 | £2,738 | £2,478 | £2,359 | £2,517 |
| Annual take-home | £34,888 | £33,883 | £31,772 | £30,806 | £32,088 |
| Monthly take-home | £2,907 | £2,824 | £2,648 | £2,567 | £2,674 |
Statutory gross for M5 per STPCD / STPC(W)D zone, plus the Tier 2 TPS band driving the take-home above.
Other points on this pay range, the alternate range, and the regional calculators for Wales and Scotland.